A Service to the Financial Community

This study is conducted by the Consumer Finance Research Group operating out of the Center for Human Resource Research at Ohio State University. This study of U.S. households collects current data on credit usage, balance sheets and incomes integrated with extensive data on credit card usage. This survey will collect thousands of observations each year using a nationally representative sample with breakouts by region and demographics.

If you are interested in the CFM data, please register in our Investigator software.

Our data can answer questions such as:

What we offer:


Debt Stress Index Reports:

Executive Summaries:

SAS Files: